Underwriter cover letter example
What makes this cover letter great
This cover letter is great because it clearly demonstrates the candidate's relevant experience, quantifies achievements (15% reduction in claim losses), and highlights both technical and soft skills. It is tailored to the underwriter role, referencing specific duties and industry knowledge. The letter is concise, well-organized, and shows enthusiasm for the position.
Cover letter example for Underwriter
Strong cover letter
I am writing to express my interest in the Underwriter position. With a strong background in risk assessment, financial analysis, and client relations, I am confident in my ability to contribute effectively to your underwriting team. I hold a Bachelor’s degree in Finance and have over three years of experience working in the insurance industry, where I have developed expertise in evaluating applications, analyzing financial documents, and determining appropriate coverage and premium levels.
In my previous role at ABC Insurance, I was responsible for reviewing and assessing new insurance applications, conducting thorough background checks, and collaborating with agents to gather necessary information. My attention to detail and analytical skills enabled me to identify potential risks and make sound recommendations, resulting in a 15% reduction in claim losses for my department. I am proficient in using underwriting software and have a solid understanding of regulatory requirements and industry best practices.
I am highly organized, able to manage multiple cases simultaneously, and committed to maintaining high standards of accuracy and compliance. My strong communication skills allow me to explain complex underwriting decisions to clients and colleagues clearly and professionally. I am eager to bring my expertise and dedication to your organization and contribute to your continued success.
Weak cover letter
I am interested in the Underwriter job. I have some experience in insurance and think I could do well in this role. I have worked with clients and done some paperwork. I am good at working with others and would like to join your team. Thank you for considering my application.
Cover letter best practices
Tailor Each Cover Letter to being a Underwriter
Avoid generic letters. Customize your content to reflect the specific job description, company values, and how your experience aligns with their needs.
Use a Professional Format
Stick to a clean, business-like layout with consistent fonts, spacing, and margins. Match the formatting of your resume for a cohesive application package.
Address the Right Person
Whenever possible, address the letter to a specific individual (e.g., “Dear Ms. Johnson”). Use LinkedIn or the company website to find the hiring manager’s name.
Start with a Strong Opening
Capture attention in the first paragraph by stating the position, expressing genuine interest, and previewing the value you’ll bring to the role.
Highlight Relevant Achievements
Focus on 1–2 specific accomplishments that relate directly to the job. Use metrics, outcomes, or project details to demonstrate impact.
Show You Understand the Company
Demonstrate knowledge of the company’s mission, recent news, or culture. This shows you’ve done your homework and care about where you work.
Explain Career Transitions Briefly
If you’re changing industries, roles, or returning to work, provide context for your move and highlight transferable skills.
Keep It Concise and Focused
Limit your letter to one page and avoid repeating your resume. Aim for clarity and brevity—ideally 3–4 paragraphs.
Use a Confident, Professional Tone
Write assertively without arrogance. Avoid overused buzzwords unless supported by real examples.
Close with a Clear Call to Action
End with a confident statement of interest, and invite the employer to connect or schedule an interview.
Proofread Carefully
Typos and grammatical errors can ruin a strong letter. Review it multiple times, and consider reading it out loud or asking someone else to check it.